Form 5500 · Employee benefit plan · MERIDIAN, ID
ENGINEERED STRUCTURES, INC.
ENGINEERED STRUCTURES, INC. of MERIDIAN, ID is a 826-participant construction employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MORETON & COMPANY. Coverage is written through REGENCE BLUESHIELD OF IDAHO, INC. and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 82-0461228 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with REGENCE BLUESHIELD OF IDAHO, INC., covers 2,092 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $2,266,050, with $35,261 in disclosed broker commissions — about 1.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MORETON & COMPANY is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 861 | December | $123,528 | $14,584 |
| UNITED HERITAGE LIFE INSURANCE COMPANY | Vision | 638 | December | $109,036 | $10,904 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 715 | December | $65,140 | $9,773 |
| REGENCE BLUESHIELD OF IDAHO, INC. | Health, Stop-loss | 2,092 | December | $1,251,172 | $0 |
| DELTA DENTAL OF IDAHO | Dental | 776 | December | $717,174 | $0 |
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