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Form 5500 · Employee benefit plan · AUSTIN, TX

EMS LINQ, INC.

The filing calls this plan EMS LINQ, INC HEALTH AND WELFARE PLAN.

EMS LINQ, INC. of AUSTIN, TX spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is AUSTIN JETT. Coverage is written through BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 82-4127789 · plan 501 · plan year 2025, filed Jul 7, 2026

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4,208 other employer plans in Texas have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
391
Active at start of year
365
Active at end of year
276
Disclosed commissions
$150,628
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA558 of 391 participants
Dentalinsured — BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA558 of 391 participants
Visioninsured — BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA558 of 391 participants
Lifeinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA276 of 391 participants (71%)
Disabilityinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA276 of 391 participants (71%)

Also declared: death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA, covers 558 people.

Reported premium across the insured contracts is $4,194,441, with $150,628 in disclosed broker commissions — about 3.6% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

AUSTIN JETT is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.

3 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA, UNUM LIFE INSURANCE COMPANY OF AMERICA and UNUM INSURANCE COMPANY. BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINAHealth, Dental, Vision558Jan 1, 2026$3,927,227$111,862
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability276Jan 1, 2026$219,518$36,760
UNUM INSURANCE COMPANY—104Jan 1, 2026$47,696$2,006

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
EMS LINQ, INC.
EIN 82-4127789

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

4,208 other employer plans in Texas are January 1 renewals (policy year ends December).

Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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