Form 5500 · Employee benefit plan · ST LOUIS, MO
EMERSON ELECTRIC COMPANY
EMERSON ELECTRIC COMPANY of ST LOUIS, MO files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MERCER HEALTH & BENEFITS - ST. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-0259330 · plan 901 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 13,474 people.
Reported premium across the insured contracts is $17,154,209, with $283,409 in disclosed broker commissions — about 1.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH & BENEFITS - ST is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
Two carriers split the book: UNUM LIFE INSURANCE COMPANY OF AMERICA and FIRST UNUM LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 13,474 | December | $7,137,605 | $137,952 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 4,516 | December | $5,774,460 | $97,359 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 13,024 | December | $4,153,054 | $47,707 |
| FIRST UNUM LIFE INSURANCE COMPANY | — | 91 | December | $33,800 | $391 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 152 | December | $55,290 | $0 |
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