Form 5500 · Employee benefit plan · NORWALK, CT
EMCOR GROUP, INC.
EMCOR GROUP, INC. of NORWALK, CT spreads its employee benefits across 7 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 11-2125338 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering dental, vision, life and disability; the largest, with SUN LIFE ASSURANCE COMPANY OF CANADA, covers 15,930 people.
Reported premium across the insured contracts is $23,582,907, with $366,588 in disclosed broker commissions — about 1.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 3 of the 8 contracts; the rest name a different broker or none.
7 carriers appear on the filing — SUN LIFE ASSURANCE COMPANY OF CANADA, KAISER FOUNDATION HEALTH PLAN INC., AETNA LIFE INSURANCE CO. and SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) among them — with SUN LIFE ASSURANCE COMPANY OF CANADA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 15,930 | December | $14,983,178 | $366,014 |
| SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | — | 143 | December | $56,462 | $411 |
| DELTA DENTAL | Dental | 13 | December | $6,525 | $163 |
| KAISER FOUNDATION HEALTH PLAN INC. | — | 555 | December | $4,061,931 | $0 |
| AETNA LIFE INSURANCE CO. | Dental, Vision | 14,415 | December | $989,763 | $0 |
| EVEREST REINSURANCE COMPANY | — | 34,000 | September | $10,595 | $0 |
| HEALTH AND HUMAN RESOURCE CENTER, INC. | — | 1,368 | December | $33,440 | $0 |
| KAISER FOUNDATION HEALTH PLAN INC. | — | 516 | December | $3,441,013 | $0 |
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