Form 5500 · Employee benefit plan · MARSHALL, MI
ELLA EM BROWN CHARITABLE CIRCLE
ELLA EM BROWN CHARITABLE CIRCLE of MARSHALL, MI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is LIGHTHOUSE GROUP. Coverage is written through UNITED OF OMAHA LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1368347 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering dental, vision, life and disability; the largest, with UNITED OF OMAHA LIFE INSURANCE COMPANY, covers 815 people.
Reported premium across the insured contracts is $1,486,415, with $43,637 in disclosed broker commissions — about 2.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LIGHTHOUSE GROUP is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing — UNITED OF OMAHA LIFE INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN, VISION SERVICE PLAN and MUTUAL OF OMAHA INSURANCE COMPANY — with UNITED OF OMAHA LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 815 | December | $809,377 | $23,437 |
| DELTA DENTAL OF MICHIGAN | Dental | 1,492 | December | $543,729 | $10,895 |
| VISION SERVICE PLAN | Vision | 581 | December | $102,648 | $4,706 |
| MUTUAL OF OMAHA INSURANCE COMPANY | — | 1,032 | December | $30,661 | $4,599 |
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