Form 5500 · Employee benefit plan · BILLINGS, MT
ELECTRICAL CONSULTANTS, INC.
ELECTRICAL CONSULTANTS, INC. of BILLINGS, MT spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is INTERMOUNTAIN UNDERWRITERS INC. Coverage is written through UNUM LIFE INSURANCE and 2 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-0427018 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering vision, life and disability; the largest, with UNUM LIFE INSURANCE, covers 1,007 people.
Reported premium across the insured contracts is $989,356, with $261 in disclosed broker commissions — about 0% of premium.
The most recent policy period ended in January, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
INTERMOUNTAIN UNDERWRITERS INC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNUM LIFE INSURANCE, VISION SERVICE PLAN and UNUM LIFE INSURANCE COMPANY OF AMERICA — with UNUM LIFE INSURANCE writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 160 | January | $31,863 | $261 |
| UNUM LIFE INSURANCE | Life | 247 | July | $137,031 | $0 |
| UNUM LIFE INSURANCE | Life, Disability | 1,007 | January | $674,580 | $0 |
| VISION SERVICE PLAN | Vision | 1,047 | December | $145,882 | $0 |
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