Form 5500 · Employee benefit plan · SAN ANTONIO, TX
EL CENTRO DEL BARRIO
The filing calls this plan EL CENTRO DEL BARRIO DBA CENTROMED WELFARE BENEFIT PLAN.
EL CENTRO DEL BARRIO of SAN ANTONIO, TX is a 714-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is SPIRE RISK MANAGEMENT, LLC. Coverage is written through BLUECROSS BLUESHIELD OF TEXAS and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-1787031 · plan 503 · plan year 2025, filed Nov 6, 2025
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356 other employer plans in Texas have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF TEXAS, covers 808 people.
Reported premium across the insured contracts is $5,941,505, with $269,139 in disclosed broker commissions — about 4.5% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
SPIRE RISK MANAGEMENT, LLC is the broker of record on all 4 contracts.
4 carriers appear on the filing, including BLUECROSS BLUESHIELD OF TEXAS, STANDARD INSURANCE COMPANY, UNITED OF OMAHA LIFE INSURANCE COMPANY and DEARBORN LIFE INSURANCE COMPANY. BLUECROSS BLUESHIELD OF TEXAS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TEXAS | Health, Dental | 808 | Jul 1, 2025 | $5,326,861 | $188,804 |
| STANDARD INSURANCE COMPANY | Life, Disability | 707 | Jul 1, 2025 | $434,552 | $43,698 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 276 | Jul 1, 2025 | $121,316 | $30,329 |
| DEARBORN LIFE INSURANCE COMPANY | Vision | 462 | Jul 1, 2025 | $58,776 | $6,308 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 169102. For the contract year on this filing, the carrier reported $426,776 in premium earned and $158,954 in claims incurred. Dividing one by the other gives 37%.
- STANDARD INSURANCE COMPANY, contract 169102 reported $267,823 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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