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Form 5500 · Employee benefit plan · ROCKLIN, CA

EK HEALTH SERVICES, INC.

The filing calls this plan EK HEALTH SERVICES, INC. EMPLOYEE BENEFITS PLAN.

EK HEALTH SERVICES, INC. of ROCKLIN, CA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is ACRISURE WEST INSURANCE SERVICES,. Coverage is written through BLUE CROSS OF CALIFORNIA and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Insurance carrier
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 77-0497964 · plan 501 · plan year 2025, filed May 14, 2026

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
215
Active at start of year
215
Active at end of year
198
Disclosed commissions
$105,586
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — BLUE CROSS OF CALIFORNIA157 of 215 participants (73%) on the largest contract
Dentalinsured — BLUE CROSS OF CALIFORNIA157 of 215 participants (73%)
Visioninsured — BLUE CROSS OF CALIFORNIA157 of 215 participants (73%)
Lifeinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA198 of 215 participants (92%)
Disabilityinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA198 of 215 participants (92%)

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS OF CALIFORNIA, covers 157 people.

Reported premium across the insured contracts is $1,690,820, with $105,586 in disclosed broker commissions — about 6.2% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

ACRISURE WEST INSURANCE SERVICES, is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.

4 carriers appear on the filing, including BLUE CROSS OF CALIFORNIA, KAISER FOUNDATION HEALTH PLAN, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and HAWAII MEDICAL SERVICE ASSOCIATION. BLUE CROSS OF CALIFORNIA writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CROSS OF CALIFORNIAHealth, Dental, Vision157Jan 1, 2026$1,307,336$74,419
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICALife, Disability198Jan 1, 2026$120,382$17,518
KAISER FOUNDATION HEALTH PLAN, INC.Health21Jan 1, 2026$132,194$7,250
KAISER FOUNDATION HEALTH PLAN, INC.Health19Jan 1, 2026$117,275$6,399
HAWAII MEDICAL SERVICE ASSOCIATIONHealth1Jan 1, 2026$13,633$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
EK HEALTH SERVICES, INC.
EIN 77-0497964

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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