Form 5500 · Employee benefit plan · OAKLAND, CA
EDUCATION FOR CHANGE
The filing calls this plan EDUCATION FOR CHANGE WELFARE BENEFITS PLAN.
EDUCATION FOR CHANGE of OAKLAND, CA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is FILICE INSURANCE AGENCY. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 5 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-2204424 · plan 501 · plan year 2025, filed Jan 6, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
605 other employer plans in California have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, vision and life; the largest, with KAISER FOUNDATION HEALTH PLAN, INC., covers 420 people.
The filing declares health, vision, life and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $4,176,685, with $223,987 in disclosed broker commissions — about 5.4% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
FILICE INSURANCE AGENCY is the broker of record on 2 of the 6 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 420 | Jul 1, 2025 | $3,582,712 | $187,323 |
| SUTTER HEALTH PLAN | Health | 73 | Jul 1, 2025 | $481,968 | $24,099 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | 58 | Jul 1, 2025 | $32,395 | $5,754 |
| VISION SERVICE PLAN | Vision | 277 | Jul 1, 2025 | $54,252 | $5,429 |
| HARTFORD LIFE AND ACCIDENT | Life | 360 | Jul 1, 2025 | $9,210 | $1,382 |
| CONCERN EAP | — | 365 | Jul 1, 2025 | $16,148 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
How this plan compares
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Renewal calendar
605 other employer plans in California are July 1 renewals (policy year ends June).
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