Form 5500 · Employee benefit plan · KNOXVILLE, TN
EDFINANCIAL HOLDINGS, LLC
The filing calls this plan EDFINANCIAL HOLDINGS, LLC HEALTH AND WELFARE PLAN.
EDFINANCIAL HOLDINGS, LLC of KNOXVILLE, TN is a 1,343-participant other services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ROBERT PEACE. Coverage is written through BLUECROSS BLUESHIELD OF TENNESSEE, INC. and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-5316418 · plan 501 · plan year 2025, filed Jul 7, 2026
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1,160 other employer plans in Tennessee have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF TENNESSEE, INC., covers 760 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $4,018,112, with $176,836 in disclosed broker commissions — about 4.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ROBERT PEACE is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TENNESSEE, INC. | Health | 760 | Jan 1, 2026 | $3,530,234 | $121,528 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 1,394 | Jan 1, 2026 | $331,604 | $49,741 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 1,079 | Jan 1, 2026 | $66,179 | $5,567 |
| MED INVESTORS DEVELOPMENT, LLC DBA ONE TO ONE HEALTH | — | 654 | Jan 1, 2026 | $78,480 | $0 |
| EMPLOYEE NETWORK, INC. | — | 717 | Jan 1, 2026 | $11,615 | $0 |
Premium and claims on this contract
BLUECROSS BLUESHIELD OF TENNESSEE, INC., contract 143468. For the contract year on this filing, the carrier reported $3,530,234 in premium earned and $3,993,539 in claims incurred. Dividing one by the other gives 113%.
- BLUECROSS BLUESHIELD OF TENNESSEE, INC., contract 143468 reported $698,051 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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Renewal calendar
1,160 other employer plans in Tennessee are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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