Form 5500 · Employee benefit plan · SIOUX CENTER, IA
EBP HARBOR GROUP INC
EBP HARBOR GROUP INC of SIOUX CENTER, IA spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ALKEME INSURANCE. Coverage is written through WELLMARK HEALTH PLAN OF IOWA, INC. and 4 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 42-1492435 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with WELLMARK HEALTH PLAN OF IOWA, INC., covers 1,310 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $15,694,514, with $48,733 in disclosed broker commissions — about 0.3% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
ALKEME INSURANCE is the broker of record on 1 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Health | 640 | August | $235,301 | $48,733 |
| VISION SERVICE PLAN | Vision | 1,047 | August | $288,596 | $0 |
| WELLMARK HEALTH PLAN OF IOWA, INC. | Health, Stop-loss | 1,310 | August | $13,523,298 | $0 |
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 1,624 | August | $344,069 | $0 |
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 1,624 | August | $172,694 | $0 |
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 1,624 | August | $303,630 | $0 |
| DELTA DENTAL OF IOWA | Dental | 1,340 | August | $826,926 | $0 |
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