Form 5500 · Employee benefit plan · PASADENA, CA
EAST WEST BANK
The filing calls this plan EAST WEST BANK HEALTH AND WELFARE PLAN.
EAST WEST BANK of PASADENA, CA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 9 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-2795851 · plan 502 · plan year 2025, filed Dec 22, 2025
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323 other employer plans in California have policy years ending in May. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 11 insured contracts covering health, dental, vision, life and disability; the largest, with KAISER FOUNDATION HEALTH PLAN, INC., covers 1,761 people.
Reported premium across the insured contracts is $39,105,041, with $524,944 in disclosed broker commissions — about 1.3% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH AND BENEFITS, LLC is the broker of record on 3 of the 11 contracts; the rest name a different broker or none.
10 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., BLUE SHIELD OF CALIFORNIA, CIGNA HEALTH AND LIFE INSURANCE COMPANY and LIFE INSURANCE COMPANY OF NORTH AMERICA. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 1,761 | Jun 1, 2025 | $16,935,581 | $140,610 |
| MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | Disability | 571 | Jun 1, 2025 | $897,465 | $132,757 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 951 | Jun 1, 2025 | $421,956 | $105,329 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 2,922 | Jun 1, 2025 | $1,572,849 | $75,529 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 2,715 | Jun 1, 2025 | $3,376,474 | $33,519 |
| EYEMED VISION CARE | Vision | 5,740 | Jun 1, 2025 | $381,507 | $22,810 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 429 | Jun 1, 2025 | $66,226 | $11,258 |
| KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | Health | 9 | Jun 1, 2025 | $100,106 | $2,317 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 2,922 | Jun 1, 2025 | $5,433 | $815 |
| BLUE SHIELD OF CALIFORNIA | Health | 4,172 | Jun 1, 2025 | $15,308,208 | $0 |
| U.S. BEHAVIORAL HEALTH PLAN, CALIFORNIA DBA OPTUM | — | 2,929 | Jun 1, 2025 | $39,236 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
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