Form 5500 · Employee benefit plan · SAN FRANCISCO, CA
EARL'S ORGANIC PRODUCE
The filing calls this plan EARL'S ORGANIC PRODUCE HEALTH & WELFARE PLAN.
EARL'S ORGANIC PRODUCE of SAN FRANCISCO, CA is a 109-participant wholesale trade employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ACRISURE PARTNERS WEST COAST INSURA. Coverage is written through CALIFORNIACHOICE and 1 other carrier. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-3333056 · plan 501 · plan year 2025, filed May 20, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CALIFORNIACHOICE, covers 89 people.
Reported premium across the insured contracts is $1,189,064, with $89,112 in disclosed broker commissions — about 7.5% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
ACRISURE PARTNERS WEST COAST INSURA is the broker of record on all 2 contracts.
Two carriers split the book: CALIFORNIACHOICE and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CALIFORNIACHOICE | Health | 89 | Nov 1, 2025 | $1,028,060 | $78,749 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 104 | Nov 1, 2025 | $161,004 | $10,363 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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