Form 5500 · Employee benefit plan · AUBURN HILLS, MI
DYNAMIC HR INC
The filing calls this plan DYNAMIC HR MEDICAL BENEFIT PLAN.
DYNAMIC HR INC of AUBURN HILLS, MI spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is DAVID O. CARLESIMO. Coverage is written through PRIORITY HEALTH INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-2442550 · plan 501 · plan year 2024, filed May 5, 2025
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1,931 other employer plans in Michigan have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, life and disability; the largest, with PRIORITY HEALTH INSURANCE COMPANY, covers 2,243 people.
Reported premium across the insured contracts is $17,478,742, with $667,596 in disclosed broker commissions — about 3.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
DAVID O. CARLESIMO is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including PRIORITY HEALTH INSURANCE COMPANY, ALLSTATE - AMERICAN HERITAGE LIFE INSURANCE COMPANY and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA. PRIORITY HEALTH INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRIORITY HEALTH INSURANCE COMPANY | Health | 2,243 | Jan 1, 2025 | $12,730,571 | $384,534 |
| ALLSTATE - AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life, Disability | 354 | Jan 1, 2025 | $316,713 | $130,664 |
| PRIORITY HEALTH INSURANCE COMPANY | Health | 840 | Jan 1, 2025 | $4,203,061 | $123,869 |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Life | 2,002 | Jan 1, 2025 | $228,397 | $28,529 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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