Form 5500 · Employee benefit plan · BRISTOL, PA
DVL GROUP, INC.
The filing calls this plan DVL GROUP, INC. EMPLOYEE BENEFIT PLAN.
DVL GROUP, INC. of BRISTOL, PA spreads its employee benefits across 6 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is NFP CORPORATE SERVICES (PA) INC.. Coverage is written through INDEPENDENCE BLUE CROSS - PPO and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2333687 · plan 503 · plan year 2025, filed Jun 30, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with INDEPENDENCE BLUE CROSS - PPO, covers 288 people.
Reported premium across the insured contracts is $2,422,296, with $156,878 in disclosed broker commissions — about 6.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
NFP CORPORATE SERVICES (PA) INC. is the broker of record on all 6 contracts.
6 carriers appear on the filing, including INDEPENDENCE BLUE CROSS - PPO, PRUDENTIAL INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF PENNSYLVANIA and UNUM LIFE INSURANCE COMPANY OF AMERICA. INDEPENDENCE BLUE CROSS - PPO writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| INDEPENDENCE BLUE CROSS - PPO | Health | 288 | Jan 1, 2026 | $2,108,941 | $129,457 |
| DELTA DENTAL OF PENNSYLVANIA | Dental | 326 | Jan 1, 2026 | $109,532 | $10,928 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life, Disability | 178 | Jan 1, 2026 | $119,682 | $9,758 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 113 | Jan 1, 2026 | $37,699 | $5,942 |
| VISION BENEFITS OF AMERICA | Vision | 103 | Jan 1, 2026 | $11,005 | $550 |
| INDEPENDENCE BLUE CROSS | Health | 19 | Jan 1, 2026 | $35,437 | $243 |
Premium and claims on these contracts
INDEPENDENCE BLUE CROSS - PPO, contract 725269. For the contract year on this filing, the carrier reported $2,108,941 in premium earned and $892,571 in claims incurred. Dividing one by the other gives 42%.
VISION BENEFITS OF AMERICA, contract 3741. For the contract year on this filing, the carrier reported $11,005 in premium earned and $5,078 in claims incurred. Dividing one by the other gives 46%.
INDEPENDENCE BLUE CROSS, contract 725269. For the contract year on this filing, the carrier reported $35,437 in premium earned and $35,713 in claims incurred. Dividing one by the other gives 101%.
- INDEPENDENCE BLUE CROSS - PPO, contract 725269 reported $207,501 in retention.
- VISION BENEFITS OF AMERICA, contract 3741 reported $5,927 in retention.
- INDEPENDENCE BLUE CROSS, contract 725269 reported $1,555 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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