Form 5500 · Employee benefit plan · MT. STERLING, IL
DOT FOODS INC
DOT FOODS INC of MT. STERLING, IL insures health, vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MARSH & MCIENNAN. Coverage is written through BLUE CROSS BLUE SHIELD and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 37-1872672 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 9 insured contracts covering health, vision, life, disability and stop-loss; the largest, with BLUE CROSS BLUE SHIELD, covers 13,313 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $74,434,328, with $306,018 in disclosed broker commissions — about 0.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH & MCIENNAN is the broker of record on 1 of the 9 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 2,693 | December | $751,366 | $150,179 |
| BLUE CROSS BLUE SHIELD | Health, Stop-loss | 13,313 | December | $69,877,608 | $80,000 |
| PRUDENTIAL | Life, Disability | 5,746 | December | $1,324,771 | $75,839 |
| PRUDENTIAL | Life, Disability | 256 | December | $67,213 | $0 |
| PRUDENTIAL | Life | 254 | December | $67,225 | $0 |
| VISION SERVICE PLAN | Vision | 5,268 | December | $724,466 | $0 |
| PRUDENTIAL | — | 245 | December | $82,132 | $0 |
| PRUDENTIAL | Life | 5,821 | December | $1,492,172 | $0 |
| PRUDENTIAL | — | 280 | December | $47,375 | $0 |
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