Form 5500 · Employee benefit plan · ST. CHARLES, MO
DISTRIBUTION MANAGEMENT, INC.
The filing calls this plan DISTRIBUTION MANAGEMENT, INC. GROUP BENEFIT PLAN.
DISTRIBUTION MANAGEMENT, INC. of ST. CHARLES, MO spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through DELTA DENTAL OF MISSOURI and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-0969193 · plan 501 · plan year 2025, filed Jun 1, 2026
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1,182 other employer plans in Missouri have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering dental, vision, life and disability; the largest, with DELTA DENTAL OF MISSOURI, covers 617 people.
The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $441,798, with $45,809 in disclosed broker commissions — about 10% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 5 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL OF MISSOURI | Dental | 617 | Jan 1, 2026 | $215,519 | $21,297 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 208 | Jan 1, 2026 | $55,824 | $6,747 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 42 | Jan 1, 2026 | $18,183 | $5,572 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 468 | Jan 1, 2026 | $87,709 | $5,050 |
| ADVANTICA INSURANCE COMPANY | Vision | 475 | Jan 1, 2026 | $32,269 | $3,202 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 74 | Jan 1, 2026 | $22,209 | $2,932 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 468 | Jan 1, 2026 | $10,085 | $1,009 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 612 employees, 10 recordable cases, 37 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
1,182 other employer plans in Missouri are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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