Form 5500 · Employee benefit plan · SAVANNAH, GA
DIRTT ENVIRONMENTAL SOLUTIONS LTD
The filing calls this plan DIRTT EMPLOYEE BENEFIT PLAN.
DIRTT ENVIRONMENTAL SOLUTIONS LTD of SAVANNAH, GA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is SOUTHERN BENEFITS CONSULTING. Coverage is written through PRINCIPAL LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 98-0443904 · plan 501 · plan year 2025, filed Dec 16, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with PRINCIPAL LIFE INSURANCE COMPANY, covers 333 people.
Reported premium across the insured contracts is $428,872, with $85,859 in disclosed broker commissions — about 20% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
SOUTHERN BENEFITS CONSULTING is the broker of record on 2 of the 6 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including PRINCIPAL LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, WELLFLEET and TRANSAMERICA LIFE INSURANCE COMPANY. PRINCIPAL LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| WELLFLEET | — | 128 | Jun 1, 2025 | $47,866 | $30,545 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 206 | Jun 1, 2025 | $153,988 | $23,092 |
| PRINCIPAL LIFE INSURANCE COMPANY | Health, Dental, Vision | 333 | Jun 1, 2025 | $166,712 | $16,600 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 75 | Jun 1, 2025 | $51,990 | $8,697 |
| TRANSAMERICA LIFE INSURANCE COMPANY | Life | 13 | Jun 1, 2025 | $7,095 | $6,742 |
| FIRST UNUM LIFE INSURANCE COMPANY | — | 3 | Jun 1, 2025 | $1,221 | $183 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 75 employees, 3 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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