Form 5500 · Employee benefit plan · KALAMAZOO, MI
DIMPLEX THERMAL SOLUTIONS
The filing calls this plan DIMPLEX THERMAL SOLUTIONS BENEFIT PLAN.
DIMPLEX THERMAL SOLUTIONS of KALAMAZOO, MI insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is THE NULTY AGENCY INC.. Coverage is written through BLUE CARE NETWORK OF MICHIGAN and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-2634230 · plan 501 · plan year 2025, filed Jun 8, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CARE NETWORK OF MICHIGAN, covers 342 people.
Reported premium across the insured contracts is $2,781,475, with $98,992 in disclosed broker commissions — about 3.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE NULTY AGENCY INC. is the broker of record on all 5 contracts.
5 carriers appear on the filing, including BLUE CARE NETWORK OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MICHIGAN and DELTA DENTAL OF MICHIGAN. BLUE CARE NETWORK OF MICHIGAN writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CARE NETWORK OF MICHIGAN | Health | 342 | Jan 1, 2026 | $2,248,836 | $66,657 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 203 | Jan 1, 2026 | $236,072 | $19,557 |
| DELTA DENTAL OF MICHIGAN | Health, Dental | 346 | Jan 1, 2026 | $132,414 | $6,202 |
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 18 | Jan 1, 2026 | $141,904 | $4,169 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 330 | Jan 1, 2026 | $22,249 | $2,407 |
Premium and claims on these contracts
BLUE CARE NETWORK OF MICHIGAN, contract 239840. For the contract year on this filing, the carrier reported $2,248,836 in premium earned and $2,605,533 in claims incurred. Dividing one by the other gives 116%.
DELTA DENTAL OF MICHIGAN, contract 2221. For the contract year on this filing, the carrier reported $132,414 in premium earned and $95,928 in claims incurred. Dividing one by the other gives 72%.
BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 239840. For the contract year on this filing, the carrier reported $141,904 in premium earned and $71,348 in claims incurred. Dividing one by the other gives 50%.
- BLUE CARE NETWORK OF MICHIGAN, contract 239840 reported $685,332 in retention.
- DELTA DENTAL OF MICHIGAN, contract 2221 reported $20,168 in retention.
- BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 239840 reported $45,866 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 210 employees, 2 recordable cases, 6 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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