Form 5500 · Employee benefit plan · PITTSBURGH, PA
DENTONS COHEN & GRIGSBY, P.C.
The filing calls this plan DENTONS COHEN & GRIGSBY, P.C. CAFETERIAN PLAN.
DENTONS COHEN & GRIGSBY, P.C. of PITTSBURGH, PA is a 198-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through UPMC HEALTH OPTIONS and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 25-1491692 · plan 503 · plan year 2025, filed Jul 23, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental and vision; the largest, with UPMC HEALTH OPTIONS, covers 211 people.
Reported premium across the insured contracts is $2,696,502, with $74,606 in disclosed broker commissions — about 2.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 3 of the 7 contracts; the rest name a different broker or none.
7 carriers appear on the filing, including UPMC HEALTH OPTIONS, BLUE CROSS BLUE SHIELD OF FLORIDA, UNITED CONCORDIA INSURANCE COMPANY and HIGHMARK INC.. UPMC HEALTH OPTIONS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UPMC HEALTH OPTIONS | Health | 211 | Jan 1, 2026 | $1,851,542 | $38,057 |
| BLUE CROSS BLUE SHIELD OF FLORIDA | Health | 30 | Jan 1, 2026 | $727,848 | $36,392 |
| UPMC HEALTH BENEFITS | Health, Vision | 128 | Jan 1, 2026 | $7,517 | $157 |
| UNITED CONCORDIA INSURANCE COMPANY | Dental | 261 | Jan 1, 2026 | $91,531 | $0 |
| HIGHMARK INC. | Vision | 144 | Jan 1, 2026 | $7,933 | $0 |
| UPMC BENEFIT MANAGEMENT SERVICES | Health, Vision | 132 | Jan 1, 2026 | $7,150 | $0 |
| UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC. | Dental | 24 | Jan 1, 2026 | $2,981 | $0 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF FLORIDA, contract B7773. For the contract year on this filing, the carrier reported $727,848 in premium earned and $579,513 in claims incurred. Dividing one by the other gives 80%.
- BLUE CROSS BLUE SHIELD OF FLORIDA, contract B7773 reported $148,335 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Pennsylvania. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Pennsylvania — largest plans, brokers, carriers and renewal months.