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Form 5500 · Employee benefit plan · MANCHESTER, NH

DENRON PLUMBING & HVAC

The filing calls this plan DENRON PLUMBING & HVAC, LLC LIFE PLAN.

DENRON PLUMBING & HVAC of MANCHESTER, NH files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is CRONIN, GERVINO & WARLICK, INC.. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. The plan's most recent policy period ended in July.

Benefits broker of record
CRONIN, GERVINO & WARLICK, INC.
Insurance carrier
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Policy year ends
Julyas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-3677469 · plan 503 · plan year 2025, filed Mar 4, 2026

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How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
238
Active at start of year
238
Active at end of year
247
Disclosed commissions
$16,256
Typical renewal
August 1

Benefits declared on this filing

Healthdeclared under plan 504
Dentaldeclared under plan 501
Visiondeclared under plan 501
Lifeinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA247 of 238 participants
Disabilitydeclared under plan 502

Also declared: death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

The filing discloses a single insured line, life, through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, covering 247 people.

Reported premium across the insured contracts is $102,298, with $16,256 in disclosed broker commissions — about 16% of premium.

The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICALife247Aug 1, 2025$102,298$16,256

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Reported to OSHA

Reported to OSHA for 2025: 250 employees, 23 recordable cases, 2 days away from work.

EmployeesThe company's own average for the year
250
Hours worked
534,285
Recordable cases
23
Days away from work
2

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

Dental PlanInsured benefit plan · 2 Schedule A contractsRenews ~Aug 1Ltd/Std PlanInsured benefit plan · 1 Schedule A contractRenews ~Aug 1Denron Plumbing & Hvac 401(K) PlanRetirement plan · 1 Schedule A contractMedical PlanForm 5500 filing · no insured Schedule A contracts

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