Form 5500 · Employee benefit plan · ALBUQUERQUE, NM
DEFINED FITNESS
The filing calls this plan DEFINED FITNESS BENEFIT PLAN.
DEFINED FITNESS of ALBUQUERQUE, NM is a 107-participant other services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HUB INTERNATIONAL SERVICES, INC.. Coverage is written through BLUECROSS BLUESHIELD OF NEW MEXICO and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 87-0710639 · plan 501 · plan year 2025, filed Jun 3, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $252,462, with $10,618 in disclosed broker commissions — about 4.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL SERVICES, INC. is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including BLUECROSS BLUESHIELD OF NEW MEXICO, DELTA DENTAL OF NEW MEXICO, UNITED OF OMAHA LIFE INSURANCE COMPANY and VISION SERVICE PLAN. BLUECROSS BLUESHIELD OF NEW MEXICO writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF NEW MEXICO | Health | 26 | Jan 1, 2026 | $230,590 | $8,090 |
| DELTA DENTAL OF NEW MEXICO | Dental | 34 | Jan 1, 2026 | $14,008 | $1,391 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 103 | Jan 1, 2026 | $4,370 | $810 |
| VISION SERVICE PLAN | Vision | 19 | Jan 1, 2026 | $3,494 | $327 |
Premium and claims on this contract
DELTA DENTAL OF NEW MEXICO, contract 0011572. For the contract year on this filing, the carrier reported $13,945 in premium earned and $5,826 in claims incurred. Dividing one by the other gives 42%.
- DELTA DENTAL OF NEW MEXICO, contract 0011572 reported $4,532 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
How this plan compares
Subscribers see how this compares with similar plans in New Mexico. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in New Mexico — largest plans, brokers, carriers and renewal months.