Form 5500 · Employee benefit plan · LEXINGTON, KY
DAVIS H ELLIOT COMPANY, INCORPORATED
The filing calls this plan DAVIS H. ELLIOT HEALTH AND WELFARE PLAN.
DAVIS H ELLIOT COMPANY, INCORPORATED of LEXINGTON, KY insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MARSH & MCLENNAN AGENCY LLC. Coverage is written through DELTA DENTAL OF KENTUCKY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-1203551 · plan 510 · plan year 2025, filed Jul 18, 2026
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679 other employer plans in Kentucky have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with DELTA DENTAL OF KENTUCKY, covers 5,447 people.
Reported premium across the insured contracts is $4,051,722, with $298,692 in disclosed broker commissions — about 7.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN AGENCY LLC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
Two carriers split the book: DELTA DENTAL OF KENTUCKY and STANDARD INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL OF KENTUCKY | Dental | 5,447 | Jan 1, 2026 | $1,314,703 | $65,735 |
| DELTA DENTAL OF KENTUCKY | Vision | 4,752 | Jan 1, 2026 | $610,233 | $61,023 |
| STANDARD INSURANCE COMPANY | Life | 3,195 | Jan 1, 2026 | $959,720 | $57,729 |
| STANDARD INSURANCE COMPANY | Health | 1,310 | Jan 1, 2026 | $446,026 | $57,729 |
| STANDARD INSURANCE COMPANY | Disability | 2,447 | Jan 1, 2026 | $721,040 | $56,476 |
Premium and claims on these contracts
DELTA DENTAL OF KENTUCKY, contract 701750. For the contract year on this filing, the carrier reported $1,276,956 in premium earned and $1,080,051 in claims incurred. Dividing one by the other gives 85%.
DELTA DENTAL OF KENTUCKY, contract 701750. For the contract year on this filing, the carrier reported $373,353 in premium earned and $166,127 in claims incurred. Dividing one by the other gives 44%.
STANDARD INSURANCE COMPANY, contract 170678. For the contract year on this filing, the carrier reported $959,720 in premium earned and $767,114 in claims incurred. Dividing one by the other gives 80%.
STANDARD INSURANCE COMPANY, contract 170678. For the contract year on this filing, the carrier reported $721,040 in premium earned and $470,514 in claims incurred. Dividing one by the other gives 65%.
- DELTA DENTAL OF KENTUCKY, contract 701750 reported $271,325 in retention.
- DELTA DENTAL OF KENTUCKY, contract 701750 reported $162,575 in retention.
- STANDARD INSURANCE COMPANY, contract 170678 reported $304,824 in retention.
- STANDARD INSURANCE COMPANY, contract 170678 reported $281,817 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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