Form 5500 · Employee benefit plan · GRAY, LA
D & S MARINE SERVICE, LLC
The filing calls this plan D & S MARINE SERVICE - WELFARE & BENEFIT PLAN.
D & S MARINE SERVICE, LLC of GRAY, LA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is ANTHONY J ALFORD INS CORP. Coverage is written through BLUE CROSS AND BLUE SHIELD OF LOUISIANA and 3 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-2949642 · plan 520 · plan year 2025, filed Jul 14, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF LOUISIANA, covers 347 people.
Reported premium across the insured contracts is $2,060,087, with $123,045 in disclosed broker commissions — about 6% of premium.
The health contract's policy period ended in October, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.
ANTHONY J ALFORD INS CORP is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF LOUISIANA, PRUDENTIAL INSURANCE COMPANY OF AMERICA, SUN LIFE ASSURANCE COMPANY OF CANADA and COLONIAL LIFE & ACCIDENT INSURANCE COMPANY. BLUE CROSS AND BLUE SHIELD OF LOUISIANA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF LOUISIANA | Health | 347 | Oct 2, 2025 | $1,738,416 | $60,845 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life, Disability | 171 | Oct 1, 2025 | $187,702 | $37,590 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Disability | 66 | Oct 1, 2025 | $40,149 | $15,224 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Dental, Vision | 149 | Oct 1, 2025 | $93,820 | $9,386 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 78M04ERC. For the contract year on this filing, the carrier reported $1,738,416 in premium earned and $1,625,827 in claims incurred. Dividing one by the other gives 94%.
- BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 78M04ERC reported $330,300 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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