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Form 5500 · Employee benefit plan · BETHESDA, MD

CYSTIC FIBROSIS FOUNDATION

The filing calls this plan CYSTIC FIBROSIS FOUNDATION WELFARE BENEFIT PLAN.

CYSTIC FIBROSIS FOUNDATION of BETHESDA, MD is a 721-participant other services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-1930701 · plan 501 · plan year 2025, filed Aug 25, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

776 other employer plans in Maryland have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
721
Active at start of year
716
Active at end of year
748
Disclosed commissions
$14,117
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY641 of 721 participants (89%)
Dentalinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY641 of 721 participants (89%)
Visioninsured — VISION SERVICE PLAN620 of 721 participants (86%)
Lifeinsured — PRUDENTIAL INSURANCE COMPANY OF AMERICA748 of 721 participants
Disabilityinsured — PRUDENTIAL INSURANCE COMPANY OF AMERICA748 of 721 participants

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 641 people.

Reported premium across the insured contracts is $19,800,931, with $14,117 in disclosed broker commissions — about 0.1% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

LOCKTON COMPANIES, LLC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.

4 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, PRUDENTIAL INSURANCE COMPANY OF AMERICA, VISION SERVICE PLAN and ACI ENTERPRISES, INC.. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
CIGNA HEALTH AND LIFE INSURANCE COMPANY—748Jan 1, 2026$53,078$7,962
PRUDENTIAL INSURANCE COMPANY OF AMERICALife, Disability748Jan 1, 2026$390,405$6,155
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth, Dental641Jan 1, 2026$19,257,112$0
VISION SERVICE PLANVision620Jan 1, 2026$89,080$0
ACI ENTERPRISES, INC.—716Jan 1, 2026$11,256$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
CYSTIC FIBROSIS FOUNDATION
EIN 13-1930701

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

776 other employer plans in Maryland are January 1 renewals (policy year ends December).

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