Form 5500 · Employee benefit plan · LATHAM, NY
CURRIER MCCABE & ASSOCIATES
The filing calls this plan CURRIER MCCABE & ASSOCIATES WELFARE BENEFIT PLAN.
CURRIER MCCABE & ASSOCIATES of LATHAM, NY insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is NFP CORPORATE SERVICES (NY) LLC. Coverage is written through HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. and 3 other carriers. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-2580799 · plan 501 · plan year 2025, filed Feb 13, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., covers 144 people.
Reported premium across the insured contracts is $2,704,245, with $88,717 in disclosed broker commissions — about 3.3% of premium.
The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.
NFP CORPORATE SERVICES (NY) LLC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., HARTFORD LIFE AND ACCIDENT, ANTHEM BLUE CROSS and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | Health | 144 | May 1, 2025 | $2,552,157 | $74,657 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 188 | May 1, 2025 | $136,001 | $13,415 |
| ANTHEM BLUE CROSS | Vision | 275 | May 1, 2025 | $16,087 | $645 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | — | May 1, 2025 | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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