Form 5500 · Employee benefit plan · HOUMA, LA
CTCO BENEFITS SERVICES, LLC
The filing calls this plan CTCO BENEFITS SERVICES, LLC LONG-TERM DISABILITY.
CTCO BENEFITS SERVICES, LLC of HOUMA, LA is a 271-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ANTHONY J ALFORD INS CORP. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 30-0515404 · plan 503 · plan year 2025, filed May 22, 2026
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27 other employer plans in Louisiana have policy years ending in October. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering life and disability; the largest, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 265 people.
Reported premium across the insured contracts is $489,070, with $97,814 in disclosed broker commissions — about 20% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
ANTHONY J ALFORD INS CORP is the broker of record on all 4 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 265 | Nov 1, 2025 | $154,204 | $30,841 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 264 | Nov 1, 2025 | $144,499 | $28,900 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 264 | Nov 1, 2025 | $118,505 | $23,701 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 118 | Nov 1, 2025 | $71,862 | $14,372 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
27 other employer plans in Louisiana are November 1 renewals (policy year ends October).
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