Form 5500 · Employee benefit plan · MOBILE, AL
CT STEVEDORING, INC
The filing calls this plan GROUP LIFE & HEALTH INSURANCE PLAN FOR OPERATING ENGINEERS OF CT STEVEDORING DARROW, LA.
CT STEVEDORING, INC of MOBILE, AL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is GALLAGHER BENEFIT SERVICES BATON RO. Coverage is written through BLUE CROSS AND BLUE SHIELD OF LOUISIANA and 2 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-2481777 · plan 505 · plan year 2025, filed Jul 27, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision and life; the largest, with BLUE CROSS AND BLUE SHIELD OF LOUISIANA, covers 252 people.
The filing declares health, dental, vision, life and disability. Disability appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $1,904,021, with $69,578 in disclosed broker commissions — about 3.7% of premium.
The health contract's policy period ended in January, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
GALLAGHER BENEFIT SERVICES BATON RO is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF LOUISIANA | Health | 252 | Jan 2, 2026 | $1,802,157 | $63,076 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Dental, Vision | 237 | Jan 1, 2026 | $89,756 | $4,686 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 123 | Jan 1, 2026 | $12,108 | $1,816 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 78T86ERC. For the contract year on this filing, the carrier reported $1,802,157 in premium earned and $1,976,710 in claims incurred. Dividing one by the other gives 110%.
- BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 78T86ERC reported $297,356 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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