Form 5500 · Employee benefit plan · CLEVELAND, OH
CROSSCOUNTRY MORTGAGE LLC
The filing calls this plan CROSSCOUNTRY MORTGAGE LLC HEALTH AND WELFARE PLAN.
CROSSCOUNTRY MORTGAGE LLC of CLEVELAND, OH files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is JAMES B. OSWALD COMPANY. Coverage is written through COMMUNITY INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 57-1175755 · plan 501 · plan year 2025, filed Jul 22, 2026
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264 other employer plans in Ohio have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 2 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 219 of 13,180 participants (1.7%) on Schedule A.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with COMMUNITY INSURANCE COMPANY, covers 12,399 people.
Reported premium across the insured contracts is $12,397,786, with $713,441 in disclosed broker commissions — about 5.8% of premium.
The health contract's policy period ended in June, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
JAMES B. OSWALD COMPANY is the broker of record on 4 of the 6 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including COMMUNITY INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, KAISER FOUNDATION HEALTH PLAN, INC. and PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY. COMMUNITY INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 13,995 | Jan 1, 2026 | $3,682,839 | $389,839 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 2,481 | Jan 1, 2026 | $1,026,657 | $296,502 |
| COMMUNITY INSURANCE COMPANY | Dental, Vision | 12,399 | Jan 1, 2026 | $5,767,458 | $21,152 |
| FIRST UNUM LIFE INSURANCE COMPANY | Life | 82 | Jan 1, 2026 | $29,752 | $5,948 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 219 | Jan 1, 2026 | $1,837,822 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 5 | Jul 1, 2025 | $53,258 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 8,241 employees, 2 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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