Form 5500 · Employee benefit plan · IRMO, SC
CREGGER COMPANY, INC.
The filing calls this plan CREGGER COMPANY, INC. EMPLOYEE BENEFIT PLAN.
CREGGER COMPANY, INC. of IRMO, SC insures health, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MCGRIFF INSURANCE SERVICES LLC. Coverage is written through BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA and 1 other carrier. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 57-0673420 · plan 501 · plan year 2025, filed Jan 15, 2026
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44 other employer plans in South Carolina have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, covers 642 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $9,951,243, with $307,573 in disclosed broker commissions — about 3.1% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
MCGRIFF INSURANCE SERVICES LLC is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | Health | 642 | Jul 1, 2025 | $9,263,326 | $231,291 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 722 | Jul 1, 2025 | $507,264 | $55,574 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Vision | 534 | Jul 1, 2025 | $180,653 | $20,708 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract 70-87370. For the contract year on this filing, the carrier reported $9,263,326 in premium earned and $10,547,588 in claims incurred. Dividing one by the other gives 114%.
- BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract 70-87370 reported $-1,284,261 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 706 employees, 21 recordable cases, 848 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
44 other employer plans in South Carolina are July 1 renewals (policy year ends June).
Their policy years end in June, like this plan’s, so most renew July 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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