Form 5500 · Employee benefit plan · OVERLAND PARK, KS
CREATIVE PLANNING, LLC
CREATIVE PLANNING, LLC of OVERLAND PARK, KS insures vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through RELIASTAR LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-1270780 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering vision, life, disability and stop-loss; the largest, with RELIASTAR LIFE INSURANCE COMPANY, covers 1,790 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $4,415,072, with $390,558 in disclosed broker commissions — about 8.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 2,279 | December | $1,494,075 | $194,252 |
| BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | — | 171 | December | $446,285 | $128,455 |
| RELIASTAR LIFE INSURANCE COMPANY | Stop-loss | 1,790 | December | $2,179,424 | $59,305 |
| VISION SERVICE PLAN | Vision | 1,550 | December | $272,242 | $6,565 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | 43 | December | $23,046 | $1,981 |
More employer plans in Kansas — largest plans, brokers, carriers and renewal months.