Form 5500 · Employee benefit plan · LOUISVILLE, KY
COOLSOFT LLC
The filing calls this plan COOLSOFT LLC HEALTH AND WELFARE PLAN.
Public Form 5500 records show how COOLSOFT LLC of LOUISVILLE, KY, a professional services employer, structures its employee benefits. Its broker of record is KEYSTONE INS & BENEFITS GROUP LLC. Coverage is written through ANTHEM HEALTH PLANS OF KENTUCKY, INC. and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 61-1389059 · plan 502 · plan year 2025, filed Jul 15, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision and life; the largest, with ANTHEM HEALTH PLANS OF KENTUCKY, INC., covers 189 people.
Reported premium across the insured contracts is $753,474, with $31,687 in disclosed broker commissions — about 4.2% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in March. The plan is on a split renewal cycle.
KEYSTONE INS & BENEFITS GROUP LLC is the broker of record on all 2 contracts.
Two carriers split the book: ANTHEM HEALTH PLANS OF KENTUCKY, INC. and ANTHEM LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ANTHEM HEALTH PLANS OF KENTUCKY, INC. | Health, Dental, Vision | 189 | Jan 1, 2026 | $748,249 | $30,953 |
| ANTHEM LIFE INSURANCE COMPANY | Life | 116 | Apr 1, 2025 | $5,225 | $734 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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