Form 5500 · Employee benefit plan · CARLSBAD, NM
CONSTRUCTORS INC.
The filing calls this plan CONSTRUCTORS INC. WELFARE BENEFIT PLAN.
Public Form 5500 records show how CONSTRUCTORS INC. of CARLSBAD, NM, a construction employer, structures its employee benefits. Its broker of record is HUB INTERNATIONAL INSURANCE SVCS. Coverage is written through RELIANCE STANDARD LIFE INSURANCE COMPANY. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 85-0135619 · plan 502 · plan year 2025, filed Aug 21, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 1 insured contract covering life and disability; the largest, with RELIANCE STANDARD LIFE INSURANCE COMPANY, covers 273 people.
Reported premium across the insured contracts is $115,095, with $11,352 in disclosed broker commissions — about 9.9% of premium.
The most recent policy period ended in January, and the plan year ends January 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life, Disability | 273 | Feb 1, 2025 | $115,095 | $11,352 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 320 employees, 3 recordable cases, 226 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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