Form 5500 · Employee benefit plan · INDIANA, PA
CONSOLIDATED BUILDERS BENEFITS TRUST
The filing calls this plan CONSOLIDATED BUILDERS BENEFITS TRUST HEALTH AND WELFARE PLAN.
CONSOLIDATED BUILDERS BENEFITS TRUST of INDIANA, PA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is EMERSON REID, LLC. Coverage is written through HIGHMARK INC. and 4 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2919556 · plan 501 · plan year 2025, filed Mar 5, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
629 other employer plans in Pennsylvania have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.
The filing says this plan is subject to the Form M-1 requirement for multiple-employer welfare arrangements.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision and life; the largest, with HIGHMARK INC., covers 105 people.
Reported premium across the insured contracts is $1,260,956, with $38,078 in disclosed broker commissions — about 3% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
EMERSON REID, LLC is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including HIGHMARK INC., UNITED CONCORDIA INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY and UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC.. HIGHMARK INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK INC. | Health | 105 | Jul 1, 2025 | $959,020 | $37,080 |
| UNITED CONCORDIA INSURANCE COMPANY | Dental | 149 | Jul 1, 2025 | $66,444 | $676 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 89 | Jul 1, 2025 | $2,841 | $284 |
| UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC. | Dental | 13 | Jul 1, 2025 | $3,702 | $38 |
| HIGHMARK INC. | Health | 78 | Jul 1, 2025 | $216,146 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 158 | Jul 1, 2025 | $12,803 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
Subscribers see how this compares with similar plans in Pennsylvania. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
629 other employer plans in Pennsylvania are July 1 renewals (policy year ends June).
Their policy years end in June, like this plan’s, so most renew July 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Pennsylvania — largest plans, brokers, carriers and renewal months.