Form 5500 · Employee benefit plan · FLORHAM PARK, NJ
CONDUENT BUSINESS SERVICES, LLC
The filing calls this plan CONDUENT BUSINESS SERVICES, LLC WELFARE BENEFIT PLAN.
CONDUENT BUSINESS SERVICES, LLC of FLORHAM PARK, NJ is a 25,073-participant information and media employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MILLIMAN AGENCY, INC.. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 12 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 32-0293031 · plan 501 · plan year 2024, filed Oct 1, 2025
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1,512 other employer plans in New Jersey have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 10 insured health contracts, with TRIPLE S SALUD, INC., covers 358 of 25,073 participants (1.4%) on Schedule A.
Dental: AETNA LIFE INSURANCE COMPANY covers 1,525 of 25,073 participants (6.1%) on Schedule A.
3 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 18 insured contracts covering health, dental, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 29,304 people.
The filing declares health, dental, life, disability and vision. Vision appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 3 contracts here that do not say what they cover.
Reported premium across the insured contracts is $18,765,888, with $725,385 in disclosed broker commissions — about 3.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MILLIMAN AGENCY, INC. is the broker of record on 2 of the 18 contracts; the rest name a different broker or none.
Schedule A insurance contracts
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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