Form 5500 · Employee benefit plan · CINCINNATI, OH
CONCENTRIX CVG CORPORATION
The filing calls this plan FLEX BENEFITS PROGRAM.
CONCENTRIX CVG CORPORATION of CINCINNATI, OH insures health, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 18 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 83-1746894 · plan 506 · plan year 2024, filed Oct 15, 2025
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2,504 other employer plans in Ohio have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 10 insured health contracts, with KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC., covers 83 of 15,643 participants (0.5%) on Schedule A.
Vision: the largest of the 6 insured vision contracts, with VISION SERVICE PLAN, covers 1,261 of 15,643 participants (8.1%) on Schedule A.
4 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 28 insured contracts covering health, vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 15,631 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 4 contracts here that do not say what they cover.
Reported premium across the insured contracts is $13,765,604, with $685,055 in disclosed broker commissions — about 5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 24 of the 28 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | — | 5,244 | Jan 1, 2025 | $1,125,966 | $343,513 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 15,631 | Jan 1, 2025 | $7,136,670 | $141,273 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 4,611 | Jan 1, 2025 | $1,269,112 | $31,728 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 699 | Jan 1, 2025 | $288,605 | $29,165 |
| METLIFE LEGAL PLANS | — | 988 | Jan 1, 2025 | $213,401 | $20,521 |
| KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | Health | 83 | Jan 1, 2025 | $592,714 | $17,658 |
| KAISER FOUNDATION HEALTH PLAN OF COLORADO | Health | 73 | Jan 1, 2025 | $570,953 | $17,453 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 46 | Jan 1, 2025 | $466,522 | $13,766 |
| AETNA LIFE INSURANCE COMPANY | Vision | 1,155 | Jan 1, 2025 | $123,642 | $8,961 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 19 | Jan 1, 2025 | $50,708 | $7,844 |
| KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | Health | 29 | Jan 1, 2025 | $259,795 | $7,783 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 79 | Jan 1, 2025 | $275,069 | $7,735 |
| EYEMED VISION CARE | Vision | 1,213 | Jan 1, 2025 | $148,874 | $7,244 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 21 | Jan 1, 2025 | $195,546 | $5,824 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 18 | Jan 1, 2025 | $38,417 | $5,719 |
| FIRST UNUM LIFE INSURANCE COMPANY | Disability | 111 | Jan 1, 2025 | $39,608 | $5,127 |
| EYEMED VISION CARE | Vision | 767 | Jan 1, 2025 | $49,554 | $4,529 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 41 | Jan 1, 2025 | $36,742 | $2,787 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 6 | Jan 1, 2025 | $18,306 | $2,070 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 22 | Jan 1, 2025 | $153,821 | $1,545 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 5 | Jan 1, 2025 | $11,783 | $1,249 |
| KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | Health | 12 | Jan 1, 2025 | $85,854 | $881 |
| AETNA LIFE INSURANCE COMPANY | Vision | 57 | Jan 1, 2025 | $8,710 | $458 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 4 | Jan 1, 2025 | $6,345 | $222 |
| VISION SERVICE PLAN | Vision | 1,261 | Jan 1, 2025 | $293,569 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Vision | 1,894 | Jan 1, 2025 | $247,493 | $0 |
| ACE AMERICAN INSURANCE COMPANY | — | — | Jan 1, 2025 | $41,482 | $0 |
| MODERN HEALTH ARIZONA P.L.L.C. | — | 16,343 | Jan 1, 2025 | $16,343 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
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