Form 5500 · Employee benefit plan · PIKEVILLE, KY
COMMUNITY TRUST BANCORP INC
COMMUNITY TRUST BANCORP INC of PIKEVILLE, KY insures health, dental, vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is PAULA C. FRIZZELL. Coverage is written through ANTHEM HEALTH PLANS OF KY, INC. and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 61-0979818 · plan 508 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with ANTHEM HEALTH PLANS OF KY, INC., covers 1,298 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $3,392,447, with $61,102 in disclosed broker commissions — about 1.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
PAULA C. FRIZZELL is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AFLAC | — | 441 | December | $343,055 | $55,297 |
| PRINCIPAL LIFE INSURANCE COMPANY | Life, Disability | 1,062 | December | $319,458 | $4,259 |
| AFLAC | — | 18 | December | $12,363 | $1,546 |
| ANTHEM HEALTH PLANS OF KY, INC. | Health, Dental, Vision, Stop-loss | 1,298 | December | $2,717,571 | $0 |
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