Form 5500 · Employee benefit plan · SOUTH PARIS, ME
COMMUNITY CONCEPTS, INC.
COMMUNITY CONCEPTS, INC. of SOUTH PARIS, ME insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is CRONIN, GERVINO & WARLICK, INC.. Coverage is written through HPHC INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 01-0424969 · plan 504 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with HPHC INSURANCE COMPANY, covers 160 people.
Reported premium across the insured contracts is $3,279,875, with $82,509 in disclosed broker commissions — about 2.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CRONIN, GERVINO & WARLICK, INC. is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — HPHC INSURANCE COMPANY, HARVARD PILGRIM HEALTH CARE and STANDARD INSURANCE COMPANY — with HPHC INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Dental, Vision, Life, Disability | 300 | December | $303,523 | $32,329 |
| HPHC INSURANCE COMPANY | Health | 160 | December | $1,740,961 | $28,509 |
| HARVARD PILGRIM HEALTH CARE | Health | 92 | December | $1,235,391 | $21,671 |
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