Form 5500 · Employee benefit plan · ROYAL OAK, MI
CO-STAFF SERVICES, LLC
CO-STAFF SERVICES, LLC of ROYAL OAK, MI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MICHAEL R BULGARELLI. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 4 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-3546978 · plan 550 · as of Aug 2026
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MICHIGAN, covers 942 people.
Reported premium across the insured contracts is $12,928,617, with $629,429 in disclosed broker commissions — about 4.9% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
MICHAEL R BULGARELLI is the broker of record on 2 of the 10 contracts; the rest name a different broker or none.
5 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, STARMOUNT LIFE INSURANCE COMPANY and UNUM LIFE INSURANCE COMPANY OF AMERICA among them — with BLUE CROSS BLUE SHIELD OF MICHIGAN writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 942 | June | $6,422,902 | $246,771 |
| BLUE CARE NETWORK OF MICHIGAN | Health | 609 | June | $3,856,470 | $137,833 |
| STARMOUNT LIFE INSURANCE COMPANY | Dental | 1,632 | June | $902,356 | $90,236 |
| UNUM INSURANCE COMPANY | — | 710 | June | $192,609 | $38,522 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 879 | June | $255,421 | $38,313 |
| STARMOUNT LIFE INSURANCE COMPANY | Vision | 1,534 | June | $192,488 | $23,099 |
| UNUM INSURANCE COMPANY | — | 466 | June | $123,397 | $20,232 |
| UNUM INSURANCE COMPANY | — | 837 | June | $130,291 | $19,543 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 1,545 | June | $547,699 | $14,880 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 471 | June | $304,984 | $0 |
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