Form 5500 · Employee benefit plan · CROSS LANES, WV
CITY HOLDING COMPANY
CITY HOLDING COMPANY of CROSS LANES, WV is a 982-participant corporate management employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HILB GROUP OF WEST VIRGINIA. Coverage is written through NATIONWIDE LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 55-0619957 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering life, disability and stop-loss; the largest, with NATIONWIDE LIFE INSURANCE COMPANY, covers 690 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $1,348,208, with $88,070 in disclosed broker commissions — about 6.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HILB GROUP OF WEST VIRGINIA is the broker of record on 6 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 945 | December | $175,197 | $21,024 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 386 | December | $171,425 | $20,571 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 24 | December | $162,824 | $19,539 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 943 | December | $144,168 | $17,300 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 246 | December | $48,962 | $5,875 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 251 | December | $31,339 | $3,761 |
| NATIONWIDE LIFE INSURANCE COMPANY | Stop-loss | 690 | December | $614,293 | $0 |
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