Form 5500 · Employee benefit plan · WELLSBORO, PA
CITIZENS & NORTHERN BANK
Public Form 5500 records show how CITIZENS & NORTHERN BANK (WELLSBORO, PA) structures its employee benefits. Its broker of record is R&B INSURANCE SERVICES. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 24-0756925 · plan 507 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY | Dental | 381 | December | $20,840 |
| AMERICAN UNITED LIFE INSURANCE COMPANY | Life, Disability | 474 | December | $14,743 |
| AFLAC | — | 78 | December | $10,086 |
| AFLAC | — | 1 | December | $276 |
Questions
Who is CITIZENS & NORTHERN BANK's benefits broker?
Per its most recent Form 5500 Schedule A, CITIZENS & NORTHERN BANK's broker of record is R&B INSURANCE SERVICES.
What insurance carrier does CITIZENS & NORTHERN BANK use?
CITIZENS & NORTHERN BANK's benefit plan is written through THE GUARDIAN LIFE INSURANCE COMPANY, among 4 disclosed carriers.
When does CITIZENS & NORTHERN BANK's group plan renew?
The most recent Schedule A policy period for CITIZENS & NORTHERN BANK ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from CITIZENS & NORTHERN BANK's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.