Form 5500 · Employee benefit plan · ERIE, PA
CHILD DEVELOPMENT CENTERS, INC.
The filing calls this plan CHILD DEVELOPMENT CENTERS, INC. EMPLOYEE BENEFIT PLAN.
CHILD DEVELOPMENT CENTERS, INC. of ERIE, PA insures health, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is THE HDH GROUP INC. Coverage is written through HIGHMARK INC. and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 25-1198158 · plan 501 · plan year 2024, filed Jun 26, 2025
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2,778 other employer plans in Pennsylvania have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, vision, life and disability; the largest, with HIGHMARK INC., covers 289 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $3,253,268, with $217,861 in disclosed broker commissions — about 6.7% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.
THE HDH GROUP INC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 432 | Jan 1, 2025 | $289,262 | $90,447 |
| HIGHMARK INC. | Health | 289 | Jan 1, 2025 | $2,877,977 | $78,474 |
| TRUSTMARK INSURANCE COMPANY | Life | 124 | Jan 1, 2025 | $53,723 | $47,114 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 545 | Jan 1, 2025 | $26,018 | $1,826 |
| CURALINC LLC | — | 400 | Oct 1, 2024 | $6,288 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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