Form 5500 · Employee benefit plan · LEBANON, KY
CENTRAL KENTUCKY COMMUNITY ACTION COUNCIL, INC.
The filing calls this plan CENTRAL KENTUCKY COMMUNITY ACTION COUNCIL, INC. WELFARE BENEFIT PLAN.
CENTRAL KENTUCKY COMMUNITY ACTION COUNCIL, INC. of LEBANON, KY insures health, dental, vision and life coverage for its employees, per Schedule A of its Form 5500. Its broker of record is HUB INTERNATIONAL MIDWEST LIMITED. Coverage is written through ANTHEM HEALTH PLANS OF KENTUCKY, INC. and 4 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 61-0662971 · plan 505 · plan year 2025, filed Apr 15, 2026
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82 other employer plans in Kentucky have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision and life; the largest, with ANTHEM HEALTH PLANS OF KENTUCKY, INC., covers 102 people.
Reported premium across the insured contracts is $1,394,409, with $53,703 in disclosed broker commissions — about 3.9% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MIDWEST LIMITED is the broker of record on 4 of the 6 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including ANTHEM HEALTH PLANS OF KENTUCKY, INC., COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, DELTA DENTAL OF KENTUCKY and AMERICAN UNITED LIFE INSURANCE COMPANY. ANTHEM HEALTH PLANS OF KENTUCKY, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ANTHEM HEALTH PLANS OF KENTUCKY, INC. | Health | 102 | Jul 1, 2025 | $1,241,120 | $24,494 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 85 | Jul 1, 2025 | $55,762 | $16,463 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 56 | Jul 1, 2025 | $29,007 | $5,671 |
| AMERICAN UNITED LIFE INSURANCE COMPANY | Life | 205 | Jul 1, 2025 | $28,295 | $4,244 |
| DELTA DENTAL OF KENTUCKY | Dental | 124 | Jul 1, 2025 | $40,225 | $2,831 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | — | Jul 1, 2025 | — | $0 |
Premium and claims on this contract
DELTA DENTAL OF KENTUCKY, contract 693920. For the contract year on this filing, the carrier reported $36,671 in premium earned and $28,894 in claims incurred. Dividing one by the other gives 79%.
- DELTA DENTAL OF KENTUCKY, contract 693920 reported $11,925 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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Renewal calendar
82 other employer plans in Kentucky are July 1 renewals (policy year ends June).
Their policy years end in June, like this plan’s, so most renew July 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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