Form 5500 · Employee benefit plan · BENTON, AR
CENTRAL ARKANSAS DEVELOPMENT COUNCIL
The filing calls this plan CENTRAL ARKANSAS DEVELOPMENT COUNCIL EMPLOYEE WELFARE BENEFIT PLAN.
CENTRAL ARKANSAS DEVELOPMENT COUNCIL of BENTON, AR spreads its employee benefits across 7 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through QCA HEALTH PLAN and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0388673 · plan 501 · plan year 2025, filed Jul 28, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
355 other employer plans in Arkansas have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with QCA HEALTH PLAN, covers 200 people.
Reported premium across the insured contracts is $1,889,156, with $84,456 in disclosed broker commissions — about 4.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on all 7 contracts.
7 carriers appear on the filing, including QCA HEALTH PLAN, SUN LIFE ASSURANCE COMPANY OF CANADA, ANTHEM LIFE INSURANCE COMPANY and DELTA DENTAL PLAN OF ARKANSAS. QCA HEALTH PLAN writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| QCA HEALTH PLAN | Health | 200 | Jan 1, 2026 | $1,551,838 | $38,796 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Disability | 87 | Jan 1, 2026 | $112,907 | $21,849 |
| DELTA DENTAL PLAN OF ARKANSAS | Dental | 270 | Jan 1, 2026 | $82,722 | $9,399 |
| ANTHEM LIFE INSURANCE COMPANY | Life | 341 | Jan 1, 2026 | $96,380 | $7,831 |
| MEDICAL AIR SERVICES ASSOCIATION, INC. | — | 55 | Jan 1, 2026 | $11,577 | $2,338 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 327 | Jan 1, 2026 | $21,392 | $2,145 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 48 | Jan 1, 2026 | $12,340 | $2,098 |
Premium and claims on this contract
DELTA DENTAL PLAN OF ARKANSAS, contract 3582. For the contract year on this filing, the carrier reported $82,722 in premium earned and $43,065 in claims incurred. Dividing one by the other gives 52%.
- DELTA DENTAL PLAN OF ARKANSAS, contract 3582 reported $9,399 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 306 employees, 16 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Arkansas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
355 other employer plans in Arkansas are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Arkansas — largest plans, brokers, carriers and renewal months.