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Form 5500 · Employee benefit plan · LYNCHBURG, VA

CENTRA HEALTH, INC.

Public Form 5500 records show how CENTRA HEALTH, INC. of LYNCHBURG, VA, a health care and social assistance employer, structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-0715569 · plan 501 · as of Aug 2026

Participants
6,253
Carriers on file
16
Disclosed commissions
$1,199,006
Renewal month
December

Plan brief

Schedule A lists 16 insured contracts covering dental, vision, life, disability and stop-loss; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 10,259 people.

The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.

Reported premium across the insured contracts is $15,561,952, with $1,199,006 in disclosed broker commissions — about 7.7% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 5 of the 16 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
LINCOLN NATIONAL LIFE INSURANCE COMPANY6,154December$2,447,936$227,439
TRANSAMERICA LIFE INSURANCE COMPANY2,261December$941,192$184,500
METROPOLITAN LIFE INSURANCE COMPANY2,298December$593,119$158,701
LINCOLN NATIONAL LIFE INSURANCE COMPANYLife6,367December$1,825,059$157,819
METROPOLITAN LIFE INSURANCE COMPANY2,185December$678,191$154,020
LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability2,289December$1,258,851$124,382
METROPOLITAN LIFE INSURANCE COMPANY3,821December$526,502$107,591
METROPOLITAN LIFE INSURANCE COMPANYDental, Vision10,259December$3,728,766$42,981
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY48December$47,183$20,053
METROPOLITAN GENERAL INSURANCE COMPANY514December$121,368$12,139
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY35December$95,246$9,107
UNUM LIFE INSURANCE COMPANY OF AMERICA41December$13,428$1,067
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY1December$3,967$367
HEALTHWORKS CLINIC, LLC7,588December$202,293$0
AETNA LIFE INSURANCE COMPANYStop-loss5,116December$3,078,851$0
LIFE INSURANCE COMPANY OF AMERICA41December$-1,160

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