Form 5500 · Employee benefit plan · SHAKER HEIGHTS, OH
CELLULAR TECHNOLOGY LIMITED
The filing calls this plan CELLULAR TECHNOLOGY LTD WRAP BENEFIT PLAN.
CELLULAR TECHNOLOGY LIMITED of SHAKER HEIGHTS, OH files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through MEDMUTUAL LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 34-1870041 · plan 501 · plan year 2025, filed Jul 17, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with MEDMUTUAL LIFE INSURANCE COMPANY, covers 92 people.
Reported premium across the insured contracts is $1,823,212, with $46,507 in disclosed broker commissions — about 2.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on all 2 contracts.
Two carriers split the book: MEDMUTUAL LIFE INSURANCE COMPANY and METROPOLITAN LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| MEDMUTUAL LIFE INSURANCE COMPANY | Health, Dental, Vision, Life | 92 | Jan 1, 2026 | $1,761,913 | $36,951 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 168 | Jan 1, 2026 | $61,299 | $9,556 |
Premium and claims on this contract
MEDMUTUAL LIFE INSURANCE COMPANY, contract 888339. For the contract year on this filing, the carrier reported $1,761,913 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.
- MEDMUTUAL LIFE INSURANCE COMPANY, contract 888339 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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