Form 5500 · Employee benefit plan · HENDERSON, NV
CASHMAN EQUIPMENT COMPANY
The filing calls this plan GROUP MEDICAL AND LIFE INSRUANCE PLAN FOR EMPLOYEES OF CASHMAN EQUIPMENT COMPANY.
Public Form 5500 records show how CASHMAN EQUIPMENT COMPANY of HENDERSON, NV, a retail employer, structures its employee benefits. Its broker of record is GBS NEVADA, INC.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 88-0085472 · plan 502 · plan year 2023, filed Feb 28, 2024
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20 other employer plans in Nevada have policy years ending in July. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, vision and life; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 1,106 people.
Reported premium across the insured contracts is $6,096,121, with $75,964 in disclosed broker commissions — about 1.2% of premium.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
GBS NEVADA, INC. is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, HEALTH PLAN OF NEVADA and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HEALTH PLAN OF NEVADA | Health | 959 | Aug 1, 2023 | $2,815,766 | $63,600 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision, Life | 1,087 | Aug 1, 2023 | $132,870 | $12,364 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 1,106 | Aug 1, 2023 | $3,147,485 | $0 |
Premium and claims on this contract
CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 3344983. For the contract year on this filing, the carrier reported $3,147,485 in premium earned and $2,814,871 in claims incurred. Dividing one by the other gives 89%.
- CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 3344983 reported $340,038 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
20 other employer plans in Nevada are August 1 renewals (policy year ends July).
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