Form 5500 · Employee benefit plan · RUTLAND, VT
CASELLA WASTE SYSTEMS, INC.
CASELLA WASTE SYSTEMS, INC. of RUTLAND, VT is a 3,923-participant administrative and support services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is NORTHERN BENEFITS LTD. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 03-0338873 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering vision, disability and stop-loss; the largest, with SUN LIFE ASSURANCE COMPANY OF CANADA, covers 3,258 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $5,406,247, with $22,333 in disclosed broker commissions — about 0.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
NORTHERN BENEFITS LTD is the broker of record on 1 of the 8 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| FIRST UNUM LIFE INSURANCE COMPANY | — | 1,417 | December | $390,463 | $11,905 |
| VISION SERVICE PLAN | Vision | 2,885 | December | $234,130 | $9,530 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 39 | December | $11,210 | $898 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 740 | December | $265,334 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 800 | December | $210,047 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 0 | December | $131,109 | $0 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Stop-loss | 3,258 | December | $2,405,966 | $0 |
| UNUM INSTURANCE COMPANY OF AMERICA | — | 3,909 | December | $1,757,988 | $0 |
More employer plans in Vermont — largest plans, brokers, carriers and renewal months.