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Form 5500 · Employee benefit plan · SEABECK, WA

CASCADE SENIOR LIVING SERVICES

The filing calls this plan CASCADE SENIOR LIVING SERVICES EMPLOYEE BENEFIT PLAN.

CASCADE SENIOR LIVING SERVICES of SEABECK, WA is a 185-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ETHIX NORTHWEST LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN OF WASHINGTON and 3 other carriers. The plan's most recent policy period ended in June.

Benefits broker of record
Policy year ends
Juneas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-3753250 · plan 501 · plan year 2025, filed Jan 29, 2026

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
185
Active at start of year
185
Active at end of year
206
Disclosed commissions
$56,342
Typical renewal
July 1

Benefits declared on this filing

Healthinsured — KAISER FOUNDATION HEALTH PLAN OF WASHINGTON125 of 185 participants (68%) on the largest contract
Dentalinsured — PRINCIPAL LIFE INSURANCE COMPANY237 of 185 participants on the largest contract
Visioninsured — PRINCIPAL LIFE INSURANCE COMPANY237 of 185 participants
Lifeinsured — PRINCIPAL LIFE INSURANCE COMPANY237 of 185 participants
Disabilitynot declared on this filing

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 4 insured contracts covering health, dental, vision and life; the largest, with KAISER FOUNDATION HEALTH PLAN OF WASHINGTON, covers 125 people.

Reported premium across the insured contracts is $920,656, with $56,342 in disclosed broker commissions — about 6.1% of premium.

The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.

ETHIX NORTHWEST LLC is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.

4 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN OF WASHINGTON, PRINCIPAL LIFE INSURANCE COMPANY, WILLAMETTE DENTAL OF WASHINGTON, INC. and AMERICAN FIDELITY ASSURANCE COMPANY. KAISER FOUNDATION HEALTH PLAN OF WASHINGTON writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
KAISER FOUNDATION HEALTH PLAN OF WASHINGTONHealth125Jul 1, 2025$792,895$43,667
PRINCIPAL LIFE INSURANCE COMPANYHealth, Dental, Vision, Life237Jul 1, 2025$74,139$6,405
WILLAMETTE DENTAL OF WASHINGTON, INC.Dental82Jul 1, 2025$44,787$4,479
AMERICAN FIDELITY ASSURANCE COMPANY—30Jul 1, 2025$8,835$1,791

Premium and claims on this contract

WILLAMETTE DENTAL OF WASHINGTON, INC., contract WA725. For the contract year on this filing, the carrier reported $44,787 in premium earned and $27,842 in claims incurred. Dividing one by the other gives 62%.

  • WILLAMETTE DENTAL OF WASHINGTON, INC., contract WA725 reported $10,190 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
CASCADE SENIOR LIVING SERVICES
EIN 81-3753250

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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