Form 5500 · Employee benefit plan · WEST DES MOINES, IA
CARROT FERTILITY
CARROT FERTILITY of WEST DES MOINES, IA spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is SEQUOIA BENEFITS & INS SVCS LLC. Coverage is written through BLUE CROSS OF CALIFORNIA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-1995709 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, life and disability; the largest, with BLUE CROSS OF CALIFORNIA, covers 783 people.
Reported premium across the insured contracts is $6,641,185, with $345,484 in disclosed broker commissions — about 5.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
SEQUOIA BENEFITS & INS SVCS LLC is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing — BLUE CROSS OF CALIFORNIA, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, KAISER FOUNDATION HEALTH PLAN INC. and TRISURA SPECIALTY INSURANCE COMPANY — with BLUE CROSS OF CALIFORNIA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS OF CALIFORNIA | Health | 783 | December | $6,261,549 | $300,676 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 452 | December | $270,614 | $39,076 |
| KAISER FOUNDATION HEALTH PLAN INC. | Health | 12 | December | $103,792 | $5,209 |
| TRISURA SPECIALTY INSURANCE COMPANY | — | 16 | December | $5,230 | $523 |
More employer plans in Iowa — largest plans, brokers, carriers and renewal months.